Taco Platter

For Ashli's 16th birthday, she invited some friends over and this is one of the things she made for her guests. They loved it!  It's a family favorite in Jeff's family.

8 oz. sour cream
1 pkg. taco seasoning mix
8 oz. cream cheese
Combine ingredients and spread on platter.  Spoon on 1 cup salsa.  Refrigerate.

1 pound hamburger, browned
1 cup salsa
1 can refried beans
Mix together and spread over salsa/cream cheese layer.

Layer:
2 cups lettuce
small can black olives (we omitted)
2 cups cheddar cheese
1/4 cup onion
tomatoes
green peppers (optional)

Serve with tortilla chips.